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They have already been busted for spoofing bank login pages and storing uid/pw info. They also use your agreement to link the accounts as permission to. Webjan 24, 2023 · watch this video to learn how sofi works with plaid to help members better spend, earn, borrow, invest, and protect their money on their path to financial. Weblinking an external bank account to sofi bank: (plaid) log in to your sofi account using the mobile app or website. Select the banking tab. Click transfer on the banking. Webyes sofi uses plaid to link bank accounts for ach transfer. It doesn't have the ability to use just routing and account number unfortunately. You'll have to initiate the transfer from.